Australia’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Australia. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Australia)

Slyp

Founders	Mike Boyd, Paul Weingarth, Spiro Rokos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.

Lendi

Founders	David Hyman, Mark Kalajzich, Martin Lam, Sebastian Watkins
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lendi is a home loan platform that matches borrowers and lenders.

Timelio

Founders	Andrew Petris, Charlotte Petris
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Timelio improves the financial wellbeing of business owners using technology to enable fast and flexible funding.

Frankie Financial

Founders	Aaron Chipper, Simon Costello
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FrankieOne connects with hundreds of different data sources to provide a complete and unified onboarding and fraud-prevention platform.

Tyro Payments

Founders	Andrew Rothwell, Paul Wood, Peter Haig
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.

Xinja Bank

Founders	Eric Wilson, Van Le
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.

DeferIt

Founders	Jonty Hirsowitz, Mateusz Blaszczakiewicz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Helping more people pay more bills on time.

mx51

Founders	Magnus Hsu, Steven Hadley, Victor Zheng
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.

Alex

Founders	Craig Fenwick, Simon Beitz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Alex is 100% digital, built from the ground up by an energetic team of bankers, focused on customer’s needs, not ours.

Butn

Founders	Rael Ross, Walter Rapoport
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Butn offers a Funding Solution Suite that changes the way funding works in businesses.

ChronoBank

Founders	Sergei Sergienko
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ChronoBank.io is an ambitious and wide-ranging blockchain project

Practifi

Founders	Adrian Johnstone, Emily Wilcox, Glenn Elliott
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Practifi is a business management platform for financial services that provide financial advice for businesses and firms.

Moula

Founders	Andrew Watt, Aris Allegos, Piers Moller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Moula is a loan service company that helps SMEs borrow money to grow their business.

Parpera

Founders	Daniel Cannizzaro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.

FIN-PAY Technology

Founders	Ian Parke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FIN-PAY Technology provides a unified payments platform that consolidates payments.

Valiant

Founders	Alex Molloy, Richard Cotton
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Valiant is a marketplace that offers business and commercial financial services online.

MC Payment

Founders	Anthony Koh, Moon Soo KIM
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MC Payment is a fintech and business solutions provider.

Douugh

Founders	Andy Taylor, Mark Taylor
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A smart bank account, helping people live financially healthier.

Block Earner

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Block Earner is a blockchain-powered fintech that provides benefits of decentralized finance.

InDebted

Founders	Josh Foreman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.

Openpay

Founders	Marni Meydan, Richard Broome, Yaniv Meydan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Openpay is a fintech company that develops an online payments solution that features a buy now, pay later service.

iSignthis

Founders	John Karantzis, Timmy Noise
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iSignthis Ltd is the global leader in dynamic, remote AML/CFT KYC enhanced due diligence identity proofing.

Wisr

Founders	David Doust, Guy Baldwin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

In 2017, Wisr originated a wholesale off-balance sheet loan funding facility with 255 in its transition to wholesale funding. In November 2019, the first NAB-sponsored warehouse went live (we now have two warehouses).

We’re a dual platform company – lending (personal loan and secured vehicle loan) and financial wellness (consumer finance products, the Wisr App to help Australians pay down debt and multiple credit score comparison service)

Octet

Founders	Clive Isenberg, Clive Isenberg
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific

DigitalX

Founders	Alex Karis
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DigitalX is an Australia-based software solutions company developing products and services.

WeMoney

Founders	Dan Jovevski
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WeMoney is a personal finance management app that allows you to see all your finances in one place.

Ignition Advice

Founders	Mark Fordree, Mike Giles
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Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.

Fresh Supply Co

Founders	Ben Lyons, David Inderias
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fresh Supply Co is a fintech bringing off-chain data on-chain, assessing risk, and triggering payment from DeFi, NBL, and Bank sources.

Assembly

Founders	Darren McMurtrie, Simon Jones, Simon Lee, Victor Zheng
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Assembly is a payments engine custom built for marketplaces to generate revenue and exceed growth targets.

CoinJar

Founders	Asher Tan, Ryan Zhou
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CoinJar is an Australian bitcoin platform that enables the buying and selling of bitcoins and allows merchants to accept bitcoin payments.

Paytron

Founders	Francois Henrion, Jaco Veldsman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Paytron is a modern transaction account with builtin AP and AR

PayRight

Founders	Myles Redward, Piers Redward
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PayRight is an online platform that provides its users with payment plans.

Payble

Founders	Elliott Donazzan, James Andrew-Smith, Jon White
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fintech | The new benchmark for ending billxiety

Verrency

Founders	David Link
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Verrency is provides an Open-API based ‘Innovation-as-a-Service’ Platform to Card Issuers.

Nimble

Founders	Greg Ellis, Sean Teahan
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Nimble provides loans of $300 – $5,000 in minutes via a simple online/mobile application

Verteva

Founders	Andrew Walker, Chris Lumby
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process

Tic:Toc Home Loans

Founders	Anthony Baum
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tic:Toc is an Australian fintech that offers a complete end-to-end online home loan experience.

Kanopi

Founders	Nigel Fellowes-Freeman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kanopi is a data-driven insurtech that connects insurers and digital platforms so they can provide the right insurance to their customers.

Waddle

Founders	Leigh Dunsford, Nathan Andrews, Simon Creighton
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Proprietary technology that leverages analytics from accounting & bank data to provide automated revolving credit lines to business.

Funding

Founders	Dani Davidson, Jack O’Reilly
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Australia’s leading mortgage marketplace. The home of faster, simpler, digital mortgages and online investing.

Fillr: Autofill as a Service

Founders	Chad Stephens, Christopher Koch
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‘Autofill as a Service’ that integrates into your app, enabling your customers to transact faster, boosting your conversions and revenue

Athena

Founders	Michael Starkey, Nathan Walsh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Athena is an Australian home loan platform that helps to get better home loans.

Flare

Founders	Colin Mierowsky, Daniel Cohen, James Windon, Jan Pacas, Saul Kaplan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.

MoneyMe

Founders	Clayton Howes, Steve Bannigan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.

Ordermentum Pty Ltd

Founders	Adam Theobald, Andrew Low
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Taking B2B ordering & payment mobile

uno

Founders	Vincent Turner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

uno allows consumers to access real-time home loan rates based on their personal situation.

Credit Clear

Founders	Lewis Romano, Trent McKendrick
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credit Clear is Australia’s leading digital receivables management and payments provider.

Identitii

Founders	Eric Knight, Nick Armstrong
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Identitii is an Australian FinTech reducing last mile payment hold ups, without replacing the rails

Unhedged

Founders	Glenn Vanbavinckhove, Mike Cohen, Peter Bakker, Saskia Albers
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Unhedged uses AI to deliver hedge fund tools to the everyday investor

Azupay

Founders	Danny Savic
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Azupay is a mobile application that provides banking, digital and real-time payment solutions to its users.

Rush Gold

Founders	Jodi Stanton, Mark Pey
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.

Stockspot

Founders	Chris Brycki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Stockspot is Australia’s growing automated investment adviser and fund manager

Amber

Founders	Aleksandar Svetski
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital asset exchange, wallet & micro-investment

BRICKX

Founders	Darren Patterson, Markus Kahlbetzer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BRICKX offers all investors access to the real estate industry, whilst providing liquidity through its secondary market.

OnDeck Australia

Founders	Mitch Jacobs
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OnDeck Australia is a financial service company that lends financing for small business.

RelayPay

Founders	Charlie Karaboga, Jordan Momtazi, Radek Ostrowski
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies

Lakeba Group Pty Ltd

Founders	Giuseppe Porcelli
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Lakeba Group is a privately held global venture catalyst firm.

Mint Payments

Founders	Alex Teoh, Andrew Teoh
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Mint Payments is a Payment Gateway and mPOS provider

Upstreet

Founders	Christian Eckelmann, Sabine Tejerina
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Mobile Share Rewards App

Brighte

Founders	Katherine McConnell
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Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home

PropHero

Founders	Mickael Roger, Pablo Brusola
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Online Property Investment Platform, powered by AI

Spaceship

Founders	Kaushik Sen, Paul Bennetts
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Investing, made easy

Cake

Founders	Jason Atkins
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SaaS, Share Registry Services

Picturewealth

Founders	David Pettit, Marko Sekez, Neal Cross
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PictureWealth is a technology company focused on improving the financial know-how of people across the planet.

Arctic Intelligence

Founders	Anthony Quinn
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Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.

blueshyft

Founders	Kain Warwick, Matt Handbury
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blueshyft is an iOS-based platform installed in 1500+ retail locations Australia-wide, allowing digital businesses to accept cash payments.

Sherlok

Founders	Adam Grocke
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SaaS that leverages AI for single click repricing & refinancing for mortgage brokers. Helping retain & refinance their $700b loan book.

EFTsure

Founders	Ian Mirels, Mark Chazan, Mike Kontorovich
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EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.

CryptoSpend

Founders	Andrew Grech, Richard Voice
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CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease

Hello Clever

Founders	Caroline Tran, Gavin Nguyen
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We’re making a bold, broke, bank statement. Clever is the most comprehensive, independent financial management app in Australia.

Tappr

Founders	Brett Hales, Kerry Esson
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Tappr is a fin-tech startup developing a next-gen of payment platform allowing businesses to accept all payments types, not just card

Skippr Cash Flow

Founders	Alistair Lamond, Patrick Crivelli
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Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.

Fair Go Finance

Founders	Paul Walshe
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Fair Go Finance provides online personal loan for everyday Aussies.

Banxa

Founders	Domenic Carosa, Domenic Carosa
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Banxa is the world’s first listed RegTech and Payment Service Provider (PSP) for the digital asset industry

Tiiik

Founders	Bernardo B., Erez Rachamim, Tony Tao
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Tiiik provides a digital wallet to save, spend and earn.

Zeller

Founders	Ben Pfisterer, Dominic Yap
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Zeller is a fintech that offers to accept payments, track spending, and manage the finances of small businesses.

Coverhero

Founders	Hyacinthe HAMON, Naby Mariyam
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We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.

TOMORROW Super

Founders	Wes Hall
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TOMORROW is an innovative digital-first, consumer-led wealth management platform.

HashChing

Founders	Atul Narang, Mandeep Sodhi
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HashChing is an online marketplace for mortgage and commercial brokers and their customers.

Decimal Software Ltd

Founders	Jan Kolbusz
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Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice

CXi Software

Founders	Seamus O Concheanainn
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CXi Software streamlines and automates the back office operations of Fund Managers and Fund Administrators.

Emmi

Founders	Ben McNeil, Michael Lebbon
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Emmi is an Australian fintech and carbon risk solutions company.

Jaaims

Founders	Reza Owliaei, Tui Eruera
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Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.

Konvo

Founders	Nicholas Reid
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Konvo is the next generation social commerce (SoCom) platform where conversation drives transaction. Welcome to the social revolution.

Effi

Founders	Mandeep Sodhi
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Smartest SaaS Platform for Mortgage Brokers

Bitcoin.com.au

Founders	Rupert Hackett
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Bitcoin.com.au is the cheapest, most convenient, and trusted exchange in Australia.

Finch Australia

Founders	Shahirah Gardner, Toby Gardner
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Finch is the next-gen data intelligence and financial technology company.

Collinstar Capital

Founders	Ryan Xu
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The leaders in Fintech, focusing on the digital currency investment and blockchain infrastructure.

Brave New Coin

Founders	Fran Strajnar
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Brave New Coin is a Data & Research company focused on the exponential Blockchain & Digital Equities industry.

Marketech

Founders	Unknown
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Marketech is a financial services provider that offers a share trading platform.

Marli Technology Solutions

Founders	Alireza TayebNama
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Marli is a global marketplace offering standardized high quality carbon tokens for company, supply chain and commodity offsetting.

Hypercurrent

Founders	Nino Lancette
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Software for companies to self-finance their working capital and power business growth

Fintech Australia

Founders	Jack Quigley
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FinTech Australia exists to help Australia become the leading market for FinTech innovation and investment in Asia.

OctoFi

Founders	Octavius Octavius, OG OG
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OctoFi is a next generation open source platform providing decentralized finance tentacles.

Agate

Founders	Ali Dorri, Hamed Taghvaei, Hamid Ostad
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Agate is the world most comprehensive decentralized blockchain platform for instant payment without volatility risk.

Enteruptors

Founders	AjithKumar Perakathu Somasekharan, David Jordan, Jan Rautenbach
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Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis

Hubbe Pty Ltd.

Founders	Steve Soman
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Hubbe is Australia’s leading marketplace for business loans. We are helping Australian SMEs by offering flexible funding solutions.

Flux

Founders	Brett Joffe, Gustavo Hoirisch, Justin Joffe
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Flux mission to improve financial literacy.

Beforepay

Founders	Dean Mao, Tarek Ayoub
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Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

Cape

Founders	Edo O., Ryan Edwards-Pritchard
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The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

Bigstone Finance

Founders	Boyd R Pederson, Liam McLagan, Rob Morgan
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To support the growth plans of Australian businesses as the financing solution of choice.