Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in India. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (India)
True Balance
| Founders | Cheolwon Lee, Jay Yi, Martin Lee |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
True Balance is a balance management utility application that helps users save and manage their mobile balances.
InCred
| Founders | Bhupinder Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.
Kuhoo
| Founders | Prashant A. Bhonsle |
| Follow | Website, Crunchbase, Twitter, Facebook, LinkedIn |
Kuhoo is a fintech NBFC company that provides digital student loans for the education of economically backward communities.
Kissht
| Founders | Karan Mehta, Krishnan Vishwanathan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kissht is a financial technology platform that provides loans and credit for consumers.
Paytm Payments Bank
| Founders | Vijay Shekhar Sharma |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.
Lendingkart
| Founders | Harshvardhan Lunia, Mukul Sachan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.
Zolve
| Founders | Raghunandan G |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zolve is a cross border fintech that enables fair access to global financial products.
BlackSoil
| Founders | Ankur Bansal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Blacksoil Advisory is an independent boutique advisory firm.
Wealthy
| Founders | Aditya Agarwal, Prashant Gupta |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wealthy is a financial services platform that is leveraging technology to build superior financial advice and transaction capabilities.
Artivatic.ai
| Founders | Layak Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Artivatic’s patent pending technology solves complex problems in Insurance for On-boarding, Fraud, Risk Profiling, Underwriting & claims.
Nira
| Founders | Nupur Gupta, Rohit Sen |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.
U Gro Capital
| Founders | Anuj Pandey, Sathiayan Jaichandran |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
U Gro Capital is a small business lending fintech platform that provides loan solutions.
One97
| Founders | Vijay Shekhar Sharma |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
One97 delivers mobile content and commerce services to its customers.
Grip
| Founders | Aashish Jindal, Nikhil Aggarwal, Vivek Gulati |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Investment platform that allows retail investors to diversify their portfolio with asset backed alternative investment opportunities
IndusInd Bank
| Founders | Srichand Parmanand Hinduja |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.
KreditBee
| Founders | Karthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
Billdesk
| Founders | Ajay Kaushal, Karthik Ganapathy, Srinivasu (Vasu) MN |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BillDesk develops an integrated technology platform and unified APIs to make digital payments easy and accessible.
Aye Finance
| Founders | Sanjay Sharma, Vikram Jetley |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aye Finance is a finance company that provides business loans to micro and small businesses.
Vayana Network Services Pvt Ltd.
| Founders | H Srikrishnan, Ramaswamy Iyer |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.
PaySense
| Founders | Paul Meinshausen, Prashanth Ranganathan, Sayli Karanjkar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PaySense provides financial services to Indian consumers.
TranZact
| Founders | Ritesh Kumar, Rohan Sen Sharma, Sharad Sen Sharma |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
TranZact is a Cloud based P2P Network Platform where businesses can connect, collaborate and transact with each other.
IndiaLends
| Founders | Gaurav Chopra, Mayank Kachhwaha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.
CreditMantri
| Founders | Gowri Thyagarajan Mukherjee, Ranjit Punja, Sudarshan Rajasundaram |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.
Recko
| Founders | Prashant Borde, Saurya Prakash Sinha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.
Cashfree Payments
| Founders | Akash Sinha, Reeju Datta |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cashfree Payments enables businesses in India to collect payments online and make payouts.
SMECorner
| Founders | Samir Bhatia, Sneha Shah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.
BookMyForex.com
| Founders | Nitin Motwani, Sudarshan Motwani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Online Money Exchange and Remittances
flipitmoney
| Founders | Dipankar Biswas, Diptanil Das |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FlipItmoney is building India’s first community of financial literates and capital market enthusiasts using AI, Data Science, and NLP.
Niro
| Founders | Aditya Kumar, Sankalp Mathur |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Niro is embedding personal credit products into leading consumer internet platforms.
Rubique
| Founders | Mohan Siva |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Online marketplace lending platform
Paytail
| Founders | Amit Chaturvedi, Vikas Garg |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paytail is a technology start-up providing instant paperless EMIs to consumers to buy products as well as services.
Payswiff
| Founders | Anil Bharadwaj, Krishna Kishore, Maulik Shah, Priti Shah, Ravi Kiran |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PaySwiff is India’s leading omni channel transactions solution provider to small, medium and large enterprises.
Kuvera.in
| Founders | Gaurav Rastogi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An online platform for mutual fund investments.
IndianMoney
| Founders | Rahul Singh, Sudheer CS |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.
PayMate
| Founders | Ajay Adiseshann |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.
Easy Home Finance
| Founders | Hrishikesh Gandhi, Rohit Chokhani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Easy Home Finance is a mortgage-tech startup.
twid
| Founders | Amit Koshal, Amit Sharma, Rishi Batra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Twid is the millennials, new mode of payment.
Jana Small Finance Bank
| Founders | Ramesh Ramanathan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
PayU Finance India
| Founders | Shailaz Nag |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayU Finance India is a digital lending company.
CashBook
| Founders | Ashutosh Pathak, Vivek Kumar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CashBook creates an online application to record and track expenses and income of businesses.
Ummeed Housing Finance
| Founders | Ashutosh Sharma |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Ummeed Housing Finance is a housing finance employer that affords home loans and property loans to lower and middle-income families.
dezerv.
| Founders | Sahil Contractor, Sandeep Jethwani, Vaibhav Porwal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
dezerv. offers an integrated portfolio approach to investment, providing higher returns with lower risk.
Faircent
| Founders | Nitin Gupta, Rajat Gandhi, Vinay Mathews |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Faircent.com is a website where borrowers and lenders connect directly.
Capital Float
| Founders | Gaurav Hinduja, Sashank Rishyasringa |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Capital Float is an online platform that provides working capital finance to SMEs.
M1xchange
| Founders | Sundeep Mohindru |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
M1 an online exchange for TReDS set up under the approval RBI to facilitate discounting of invoices on a PAN India basis.
Infibeam Avenues Limited
| Founders | Vishal Mehta, Vishwas Patel |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Infibeam Avenues Limited is an Indian multinational Financial Technology Company
Verak
| Founders | Rahul Mathur |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Better Business Insurance for Indian MSMEs and SMEs- best prices, expert guidance & paperless claims.
Pension Box
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pension Box is a digital pension platform for private workforce.
INDmoney
| Founders | Ashish Kashyap |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
INDmoney is a mobile app that consolidates and manages finances in one place.
Electronica Finance
| Founders | S. R. Pophale |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Electronica Finance is a pioneer in the field of Machine Finance.
Unnati
| Founders | Amit Sinha, Ashok Prasad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Unnati is a fintech based agri platform.
PickMyWork
| Founders | Kajal Malik, Utsav Bhattacharjee, Vidyarthi Baddireddy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We are the on-demand commerce platform for Internet Companies looking to acquire customers using our digital distribution network
Capital First
| Founders | V. Vaidyanathan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Capital First is a Financial Institution in India focused on providing debt financing to MSMEs and Indian consumers.
GramCover
| Founders | Dhyanesh Bhatt, Jatin Singh, Nalin Rawal, Neelam Kumar Gupta, Rishabh Garg, Rishi Raj Vashisht |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GramCover is an InsurTech marketplace that offers rural insurance products to farmers.
Namaste Credit
| Founders | Gaurav Anand, Krishnan Parameswaran, Lucas Bianchi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
India’s first online marketplace for loans.
Easebuzz
| Founders | Rohit Prasad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Easebuzz is a software platform that allows B2B companies and start-ups to become fintechs and grow their enterprises.
Karvy Group
| Founders | C. Parthasarathy, M S Ramakrishna, Yugandhar Meka |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
KARVY is one of India’s largest integrated financial services group.
threedots
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
threedots is where early traders and experienced investors meet and mint together.
EduFund
| Founders | Arindam Sengupta, Eela Dubey |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Changing the way Indians evaluate and plan higher education
Loan Frame
| Founders | Akshun Gulati, Rishi Arya, Shailesh Jacob |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Loan Frame is a fintech company.
RedCarpetUp
| Founders | Abhay Tamaria, Kartik Venkataraman, Sandeep Srinivasa |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.
GalaxyCard
| Founders | Amit Kumar, Gunjeet Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobile based Instant credit card. | Easiest way to get a credit card. Get one in 3 minutes
EnKash
| Founders | Hemant Vishnoi, Naveen Bindal, Yadvendra Tyagi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
EnKash – Commercial Payments & Cards Platform
Flippy
| Founders | Srinidhi Moodalagiri, Srivar Harlalka |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Flippy is a financial platform that simplifies crypto investments through thematic investments.
PayMe India
| Founders | Mahesh Shukla, Sandeep Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayMe India is an innovative FinTech organization offering financial support to individuals with fixed income pattern.
Happy
| Founders | Gautam Ivatury, Manish Khera, Shweta Aprameya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India
Stratzy
| Founders | Gaurav Sangle, Mohit Bhandari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Stratzy let’s users invest in ideas and strategies and bringing institutional-grade investment products to everyday investors.
Streak
| Founders | Harsha M, Jayalakshmi Manohar, Vipul Divyanshu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.
FypMoney
| Founders | Kapil Banwari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fyp is all in one Neo Banking Product designed for Kids & Teens to help them Earn, Spend, Save & Invest
Basic Home Loan
| Founders | Atul Monga, Kalyan Josyula |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Building India’s first Neo Housing finance Company. Making home loans faster, stress-free & Basic for middle-& low-income households.
Annapurna Finance
| Founders | Gobinda Chandra Pattnaik |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Annapurna Finance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.
Credit Fair
| Founders | Aaditya Damani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Credit Fair operates as a consumer lending fintech startup.
WealthDesk
| Founders | Ujjwal Jain |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
WealthDesk is a business-to-business-to-consumer (B2B2C) investment-tech platform.
Credit Wise Capital
| Founders | Aalesh Avlani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CreditWise Capital is a consumer finance digital NBFC that aims to leverage technology to make lending quick and easy
Groww
| Founders | Harsh Jain, Ishan Bansal Dean, Lalit Keshre, Neeraj Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.
MoneyOnClick
| Founders | Himanshu gupta, Vishal Chopra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.
MyShubhLife
| Founders | .. .., .. .., .. .., Monish Anand, Mudit Tyagi, Rahul Sekar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
MyShubhLife helps financial service providers to access and serve new and underserved market segments.
CreditAccess Grameen
| Founders | Vinatha Reddy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.
numberz
| Founders | Aditya Tulsian, Baskar Ganapathy, Rajeev Chari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Numberz is a Collections automation platform that helps businesses view, track and collect their unpaid invoices.
Qbera
| Founders | Aditya Kumar, Anubhav Jain, Anuj Sachdev |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Qbera is a managed marketplace for unsecured personal loans.
Credright
| Founders | Neeraj Bansal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CredRight is a new age digital lending company 100% focused on Micro & Small businesses.
WheelsEMI
| Founders | Karunakaran Vadakkepat, Ratheesh Bharathan, Srinivas Kantheti |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
WheelsEMI is the brand name of NBFC, WheelsEMI Pvt. Ltd.
Coinsecure
| Founders | Benson Samuel, Mohit Kalra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bitcoin service provider in India.
Spenny
| Founders | Gaurav Arora, Rathin Shah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Spenny offers an easy and fast way to save and invest money.
goDutch
| Founders | Aniruddh Singh, Riyaz Khan, Sagar Sheth |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GoDutch is a fintech application that powers group payments.
CRED
| Founders | Kunal Shah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.
Kinara Capital
| Founders | Hardika Shah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
EarlySalary
| Founders | Akshay Mehrotra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.
LenDenClub
| Founders | Bhavin Patel, Dipesh Karki |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.
RevFin
| Founders | Sameer Aggarwal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RevFin is a digital lending company.
Jai Kisan
| Founders | Adriel Maniego, Arjun Ahluwalia |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.
Stashfin
| Founders | Tushar Aggarwal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
StashFin is a unique neo-banking platform with a mission to deliver seamless, transparent and efficient financial services to everyone.
Rapipay
| Founders | Sumit Kumar Narvar, Yogendra Kashyap |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Rapipay operates as the banking and financial services to crores of customers.
Actyv
| Founders | Raghu Venkat, Raghunath Subramanian, Ramkumar Thirumurthi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Enabling FIs, Enterprises, and SMEs to be Neo-Institutions
Karza Technologies
| Founders | Alok Kumar, Gaurav Samdaria, Omkar Shirhatti |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Karza Technologies is the largest data, analytics, automation, & decisioning solution provider to Financial Institutions.
Scripbox
| Founders | Ashok Kumar, Atul Shinghal, Sanjiv Singhal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Scripbox is an online mutual funds investment platform.
Nivesh.com
| Founders | Anurag Garg, Sridhar Srinivasan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nivesh.com is a mass market mutual funds investment platform.
Fello
| Founders | Manish Maryada, Shourya Lala |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.
Wishfin.com
| Founders | Puru Vashishtha, Rishi Mehra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wishfin enables wishes through investment, credit and smart financial management.
HomeCapital
| Founders | Lalit Menghani, Madhusudan Sharma, Prasad Ajinkya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HomeCapital is a tech company focused on helping people buy their first home with down payment assistance at zero interest cost.
Crediwatch
| Founders | Meghna Suryakumar, Sandeep Anandampillai |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The easiest way to connect the world of business and financial data and convert them into analytics powered insights.
Kuhoo’s founder is prashant bhonsle