Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in San Francisco. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (San Francisco)
Affirm
| Founders | Jeffrey Kaditz, Max Levchin, Nathan Gettings |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Plate IQ
| Founders | Bhavuk Kaul, Ram Jayaraman |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Plate IQ saves restaurants time and money by automating their invoice processing and accounts payable.
Block
| Founders | Buzz Andersen, Jack Dorsey, Jim McKelvey |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Block is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Empower
| Founders | Justin Ammerlaan, Warren Hogarth |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Empower is building the best mobile-banking experience in the world.
HomeLight
| Founders | BC Broussard, Drew Uher, Jason Zhang |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HomeLight is a real estate platform where users can buy or sell homes.
Incode Technologies
| Founders | Ricardo Amper |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.
Multis
| Founders | Thibaut Sahaghian, Théophile Villard |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Multis is an all-in-one application to help Web3 organizations manage their crypto finances.
Secfi
| Founders | Frederik Mijnhardt, Wouter Witvoet |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Secfi works with startup employees and founders to provide equity planning and stock option financing.
Plastiq
| Founders | Daniel Choi, Eliot Buchanan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Plastiq offers a bill pay service for businesses to better manage their cash flow.
Eco
| Founders | Andy Bromberg, Garrett Camp, Henry Ault, Joey Krug, Ryne Saxe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Eco provides a digital cryptocurrency platform that can be used as a payment tool for daily-use transactions.
Truework
| Founders | Ethan Winchell, Ryan Sandler, Victor Kabdebon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.
Alt
| Founders | Leore Avidar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Branch International
| Founders | Daniel Jung, Matt Flannery, Random Bares |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Branch offers mobile financial services across emerging markets to spur human potential.
One
| Founders | Bill Harris, Brian Hamilton |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
One is a provider of banking services intended to make banking experience better.
Karus
| Founders | Aaron Travis, James Harrison, Paul Kostoff |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The AI Engine for Auto Finance
Kiva
| Founders | Jessica Jackley, Matt Flannery |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.
Juvo
| Founders | Steve Polsky |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.
interface.ai
| Founders | Srinivas Njay |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
interface.ai is an award-winning out-of-the-box Intelligent Virtual Assistant(IVA) for Banks & Credit Unions.
Midas League
| Founders | Veronica Lee |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Midas League is a technology platform that connects family offices with venture capital funds for co-investments.
Remote
| Founders | Job van der Voort, Marcelo Lebre |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Remote offers international payroll, benefits, and compliance services for employees and contractors.
Gusto
| Founders | Edward Kim, Joshua Reeves, Tomer London |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.
Chisos Capital
| Founders | William Stringer |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Chisos Capital writes checks of $15K-50K to invest in idea-and early stage-startup businesses.
Aella
| Founders | Akin Jones, Wale Akanbi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aella helps africans get credit, invest, get health insurance, and make payments.
Coin
| Founders | Kanishk Parashar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Coin is a consumer electronics and financial technology company.
Kava Labs
| Founders | Brian Henning Kerr, Ruaridh O’Donnell, Scott Stuart |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kava Labs is a developer of Kava, is the most trusted DeFi platform by financial institutions
Long Game
| Founders | Ashby Monk, Lindsay Holden |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game.
Keeper Tax
| Founders | David Kang, Paul Koullick |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Discover the tax write-offs you’ve been missing
River Financial
| Founders | Alexander Leishman, Andrew Benson |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.
Pngme
| Founders | Brendan Playford, Cate Rung |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pngme, they believe everyone deserves equal access to finance.
Wholesail
| Founders | Christopher Pennello, Corey Reese |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wholesail modernizes the invoicing and payment process for food distributors and their buyers.
Neighborly
| Founders | Jase Wilson, Josemar Luedke, Patrick Hosty, Patrick Hosty |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Neighborly designs, finances, and constructs open access fiber-optic networks to connect communities across the United States.
Charlie Finance Co.
| Founders | Ilian Georgiev, Ivo Parashkevov, Robert Luedeman |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Charlie Finance is a financial services company that helps ordinary Americans worry less about money and get out of debt faster.
Omniex
| Founders | Hu Liang, John Burnett, Kamal Mokeddem |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Omniex develops software infrastructure that integrates front, middle, and back-office services to simplify access and remove fragmentation.
BOSONIC
| Founders | Rosario Ingargiola |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BOSONIC is a Fintech platform that eliminates counterparty credit and settlement risk in digital assets trading.
FarmRaise
| Founders | Albert Abedi, Jayce Hafner, Sami Tellatin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FarmRaise is a digital platform that offers financial resources for farmers and ranchers to make on-farm improvements.
Trim
| Founders | Thomas Smyth |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Trim is a financial health company that empowers customers across the United States to improve their financial lives.
Bento for Business
| Founders | Farhan Ahmad, Sean Anderson |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platform
SharesPost
| Founders | Greg Brogger |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SharesPost is a company that provides liquidity solutions in the private growth asset market.
inDinero
| Founders | Andrea Barrica, Andy Su, Jessica Mah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
inDinero develops software that assists its users in tracking and managing their finance.
Figure
| Founders | Geoffrey Tisserand, Miles Hobby |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Figure is a compensation platform that helps companies figure out how to pay their employees by making data driven decisions.
Dapi
| Founders | Ahmed Mo, Hesham Ghandour, Mohammed Aziz |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.
Tally
| Founders | Jason Brown, Jasper Platz |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tally is a financial automation company that helps members payoff credit card debt.
ThankUCash
| Founders | Harshal Gandole, Madonna Ononobi, Simeon Ononobi, Suraj Supekar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ThankUCash is a rewards and loyalty infrastructure for banks and businesses in Africa.
Treasure Financial
| Founders | Benjamin Verschuere, Sam Strasser |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Using automation and machine learning to help companies identify, manage and monetize their idle cash
Risk Harbor
| Founders | Drew Patel, Raouf Ben-Har |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The only objective, transparent, and fully automated risk management marketplace for decentralized finance (DeFi).
Evergrow
| Founders | James Richards, Luke Whiting |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Evergrow is a climate fintech company that aims to be the first dedicated carbon offtake company.
Indio Technologies
| Founders | Adam Bratt, Matthew Watson, Michael Furlong |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indio Technologies simplifies the insurance application process for brokers and clients, making it fast and easy.
Nomis Solutions
| Founders | Robert Phillips |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nomis Solutions provides pricing and profitability management strategies in data-driven decisions for financial services companies.
Umba
| Founders | Barry O’Mahony, Tiernan Kennedy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Umba is an African digital bank, offering free bank accounts and financial services to our customers
Sifchain Finance
| Founders | Jazear Brooks |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sifchain is the world’s first omni-chain decentralized exchange (DEX) for digital assets.
Runway Financial
| Founders | Arya Asemanfar, Siqi Chen |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Runway is a ground up rethink of the role of financial data inside modern businesses.
Trace
| Founders | Martin Destagnol, Matt Gonzalez, Mike Gonzalez |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Trace provides collaborative workflows and analytics for companies to better manage financial services like budgeting, spending, and hiring.
Visor
| Founders | Avinash Anand, Gene Conley, Gernot Zacke |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Visor is an online personal tax advisor that provides year-round tax advice to optimize a user’s finances.
XMargin
| Founders | Arne Hollum, Darshan Vaidya, Matthew Ficke |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
XMargin utilizes zero-knowledge proof technology to provide cross-margin, credit and settlement services for the financial markets.
Sequin
| Founders | Mark Thomas, Vrinda Gupta |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sequin is building a suite of credit products for women, starting with a debit card that builds credit.
Unifimoney
| Founders | Ben Soppitt, Edward Cortis |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobile app integrating high interest checking account, credit card and Robo investment platform designed for young high earners
Car IQ
| Founders | Sterling Pratz |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The better way for fleets to pay
Pry Financials
| Founders | Alex Sailer, Andy Su, Hayden Jensen, Tiffany Wong |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Control your startup’s financial future. Without Spreadsheets.
Sperta
| Founders | Ming Fang, Yifu Diao |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sperta provides a risk decision platform for financial services and tech companies.
Butter
| Founders | JD Ross, Vijay Menon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
You are likely losing 4% of your total customers to accidental churn, let us recover them
Paperclip
| Founders | Daniel Chan, Kent Mori |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paperclip develops accounting software that integrates seamlessly with the modern finance technology stack.
DigiSure
| Founders | Mike Shim, Paul Smith, Praveen Rao |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DigiSure is the global leader in marketplace trust, safety and insurance for mobility.
Modern Treasury
| Founders | Dimitri Dadiomov, Matthew Marcus, Sam Aarons |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Modern Treasury offers a payment operations platform used to simplify and modernize business payments.
Meemo
| Founders | André Madeira, Ranveer Kunal, Robson Araújo, Wisam Dakka |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Meemo is an AI-powered social finance app that lets users receive personal rewards based on recent activity and transfer money to friends.
DataWallet
| Founders | Daniel Hawthorne, Serafin Lion Engel |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DataWallet operates a consumer-to-business marketplace which directly links businesses with internet users.
Tokensoft
| Founders | James Poole, Mason Borda |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tokensoft is the leading technology platform for companies seeking to launch digital assets on the blockchain, at scale.
Maveron
| Founders | Dan Levitan, Howard Schultz |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Maveron is a consumer-only venture capital firm that empower consumers to live on their terms.
Opyn
| Founders | Alexis Gauba, Aparna Krishnan, Zubin Koticha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Opyn allows users to earn a premium or take views on assets by trading options on ETH and ERC20s.
Bitwage
| Founders | John Lindsay, Jonathan Chester |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Payroll, Invoicing & Benefits services for the new digital era.
Verikai
| Founders | Brett Coffin, Hari Sundram |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Verikai is an insurance technology company leveraging alternative data and machine learning to help insurers improve underwriting.
Qualia
| Founders | Joel Gottsegen, Lucas Hansen, Nate Baker |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Qualia is a digital closing platform used by 1000s of real estate and mortgage companies to provide simple, secure homebuying experiences.
Handle
| Founders | Blake Robertson, Chris Woodard, Patrick Hogan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Simplifying construction financial management.
Leapfin
| Founders | Erik Yao, Raymond Lau |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Leapfin is a unified financial data platform for high growth businesses.
ApplePie Capital
| Founders | Denise Thomas, Steve Pelletier |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ApplePie Capital is an alternative financing software platform designed for franchise businesses.
HamsaPay
| Founders | Adam Zbar, Hubert Wu, Liang Gong |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HamsaPay is the world’s first Smart, X-Border Trade DeFi Network
Finley Technologies
| Founders | Jeremy Tsui, Josiah Tsui, Kevin Suh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finley is a YC- and Bain Capital Ventures-backed company that helps companies streamline debt capital raise and management.
Sanlo
| Founders | Olya Caliujnaia, William Liu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vertically-focused platform of financial services for the gaming & app companies
Fundbox
| Founders | Eyal Shinar, Tomer Michaeli, Yuval Ariav |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fundbox is an AI-powered financial platform for small businesses.
Flowcast
| Founders | Ken So, Winnie Cheng |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Flowcast provides an AI platform that automates and powers lender credit decisions.
Upside
| Founders | Juney Ham, Tom Kimberly |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Upside Financial is an SEC-registered investment advisor providing brokerage services.
TrueNorth
| Founders | Agustin Sanchez, Alex Gonikman, Brian Samson, Soul Htite |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
TrueNorth is a leader in fintech software solutions having built 45 enterprises from scratch and 120 digital transformations.
Cushion
| Founders | Fazil Mohamood, Paul Kesserwani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cushion automatically negotiates bank fees and credit card interest on behalf of consumers
Settle
| Founders | Aleksander Koenig |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.
Digits
| Founders | Jeff Seibert, Wayne Chang |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digits is building financial technology so powerful.. you’ll think they stole it from the future
Prosper Marketplace
| Founders | Chris Larsen, John Witchel |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
Dividend Finance
| Founders | Eric White, Steve Michella |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Dividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.
Treasury Prime
| Founders | Chris Dean, Jim Brusstar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.
Very Good Security
| Founders | Mahmoud Abdelkader, Marshall Jones |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
CircleUp
| Founders | Rory Eakin, Ryan Caldbeck |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.
CrowdForce
| Founders | Damilola Ayorinde, Oluwatomi Ayorinde |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CrowdForce is an offline distribution network for market research and financial services.
LendingHome
| Founders | James Herbert, Josh Stech, Matt Humphrey |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
LendingHome offers fix-and-flip bridge loans and rental loans for real estate investors.
Embroker
| Founders | Matt Miller, Sean X Cummings, Yotam Shacham |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Embroker helps growing businesses save time and find the best value on the right coverage.
Synctera
| Founders | Dominik Weisserth, Kris Hansen, Peter Hazlehurst |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Platform, experiences, and programs to power the future of FinTech.
Synapse
| Founders | Bryan Keltner, Sankaet Pathak |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Synapse is a banking platform that enables companies to provide financial products to their customers.
Zerion
| Founders | Alexey Bashlykov, Evgeny Yurtaev, Vadim Koleoshkin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zerion is an all-in-one interface that allows technical and non-technical users to acquire, track and manage DeFi assets.
Chia Network
| Founders | Bram Cohen, Gene Hoffman, Ryan Singer |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Chia Network is building a blockchain platform based on Proofs of Space and Time.
SigFig
| Founders | Mike Sha, Parker Conrad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels.
MobileCoin
| Founders | Joshua Goldbard |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
MobileCoin is a cryptocurrency platform that provides anti-fraud services and payment systems for merchants.
Jasper
| Founders | Bob Hartheimer, Elnor Rozenrot, Jonathan Jacobi, Shahar Nechmad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jasper, formerly CreditStacks, is a financial service company that offers a premium Mastercard® designed for professionals.
Compound
| Founders | Geoffrey Hayes, Robert Leshner |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Compound is an open-source interest rate protocol that unlocks new financial applications.
Scratch
| Founders | Chris Walters, Sameh Elamawy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Scratch is changing the way people experience debt.
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